Moneybase

Moneybase is Malta’s first digital financial platform, redefining the way individuals and businesses manage payments, banking, and investments. Launched by the renowned Calamatta Cuschieri Finance Group - a leader in Maltese financial services since 1971 - Moneybase aims to deliver seamless, secure, and comprehensive financial solutions under a single ecosystem. Regulated by the Malta Financial Services Authority (MFSA), Moneybase offers services that combine innovation, compliance, and convenience for a growing customer base that now exceeds 40,000 users.

Awards, Recognition & Industry Endorsements

Since its inception, Moneybase has rapidly established itself as a leader in the Maltese fintech sector, earning numerous accolades and features that underscore its commitment to innovation, security, and customer-centric services.

Prestigious Awards

Best Financial Institution – Malta Business Awards 2022

In its inaugural year, Moneybase was honored with the Best Financial Institution award at the Malta Business Awards, organised by the Malta Chamber of SMEs in partnership with Malta Enterprise. This accolade recognised Moneybase's outstanding performance and contribution to the financial industry.

Best App – Tech.mt eBusiness Awards 2023

Moneybase clinched the Best App award at the Tech.mt eBusiness Awards, celebrating the app's user-friendly design and its role in revolutionising digital payments in Malta.

Best Payment Technology Implementation Project – Global Banking & Finance Awards 2023

In collaboration with Compass Plus Technologies, Moneybase was recognised for the Best Payment Technology Implementation Project in Malta. This award acknowledged the successful deployment of advanced payment solutions, including the integration of Google Pay and Apple Pay.

International Features

Microsoft Customer Stories

Moneybase's innovative use of Microsoft Azure for its core banking system was spotlighted in Microsoft's Customer Stories. The feature highlighted how Moneybase leveraged Azure's scalability, security, and flexibility to offer seamless digital services, including SWIFT and SEPA payments, multi-currency cards, and access to over 20,000 investments - all within a single ecosystem.

Bloomberg TV

Moneybase's rapid growth and impact in the fintech space garnered attention from Bloomberg Media, further cementing its status as a significant player in the financial technology sector.

ISO-Certified Customer Care

Moneybase prides itself on delivering exceptional customer support. Its customer care team is ISO-certified, reflecting adherence to international standards for quality and efficiency. Available seven days a week, clients can reach out via in-app chat or by calling +356 25 688 688, ensuring prompt and professional assistance.

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Moneybase Personal Accounts

Moneybase Personal is designed to provide individuals with a seamless and secure financial experience. Users can open a free account in minutes, gaining access to a MT IBAN, enabling free SEPA transfers across the EU. The platform supports instant person-to-person payments, allowing users to send and receive money directly from their phone's contact list.

For card payments, Moneybase offers both physical and virtual Mastercard options, which can be integrated with mobile wallets like Apple Pay and Google Pay for contactless transactions. Users benefit from real-time transaction notifications and have full control over their cards, including the ability to freeze, unfreeze, or set spending limits directly from the app.

The platform's multi-currency wallet supports 24 currencies, offering competitive exchange rates, making it ideal for travelers and those dealing with multiple currencies.

Investment opportunities are also integrated, granting access to over 20,000 financial instruments, including stocks, ETFs, bonds, and funds across more than 40 global exchanges. Features like fractional share investing and commission-free trading on selected US trades make investing accessible to all users.

Moneybase Business Accounts

Moneybase Business offers a robust suite of financial tools tailored for businesses of all sizes. Companies can open an account within 48 hours, gaining access to features like multi-user access with customizable permissions, multiple IBANs, and the ability to create unlimited wallets for different departments or purposes.

The platform facilitates global payments through SEPA and SWIFT transfers, supporting over 30 currencies with competitive exchange rates. Businesses can set up payment approval workflows, adhering to best practices like the four or six-eye principle, enhancing financial control and compliance.

Liquidity management is streamlined with access to investment products such as treasury bills, cash funds, bonds, and ETFs. These tools allow businesses to manage excess funds effectively, with features like same-day settlement and no custody fees.

Real-time reporting capabilities provide insights into transactions, income, and expenses, aiding in financial planning and decision-making. Integration with accounting and payroll systems is also on the roadmap, aiming to further simplify financial operations.